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Meet Our Staff 

Individually and as a group, our staff of officers has extensive experience in the banking industry.  Over 150 years of experience  and a strong commitment to service are represented by our six officers.
   

Thomas M. Lookabaugh, President and CEO

Tom has over 30 years of experience in all aspects of banking.  He has worked for Commercial Bancshares in Parkersburg and was President and Director of Jackson County Bank in Ravenswood.  He is very involved in the local community serving the Jackson County Development Authority, Jackson County Habitat for Humanity, Ravenswood Chamber of Commerce  and local Boy Scout chapter among others.  

B. Scott Miller, Executive Vice President

Scott has over 20 years in the banking industry including stops at Bank of Ripley and Jackson County Bank.  He has working in virtually each area of banking including bookkeeping, loans, teller work, investments, operations and data processing.  Currently he is involved with the Jackson County Library and has in the past been involved with several other local charitable organizations. 

Stevie B. Carney, Vice President

With over 30 years banking experience in the Ripley market, Steve is very qualified to manage our Ripley office.  He is currently active with the Ripley Chamber of Commerce and the Ripley Kiwanis Club. 

Lori L. Bradley, Asst. Vice President Operations

After 23 years experience with Bank of Ripley and City National Bank, Lori comes to Citizens First Bank as Asst. Vice President in charge of operations.  Lori is active in the local community through the Adopt-a-family program, Silverton Volunteer Fire Department fund raising and The United Way Agency.  

Lori S. King, Asst Vice President Loans

Lori is in charge of loan operations for CFB.  Lori has worked for several banks over the past 17 years and was at Jackson County Bank prior to coming to work at CFB.  She has extensive experience in both deposit and loan operation areas.  In the past she has been active with the Boy Scouts of America and Ravenswood High School Athletic Boosters.

Cindy L. Morrison, Asst Vice President Information Technology

With over 30 years experience in the bookkeeping area Cindy is highly qualified to supervise the data processing function of CFB.  Cindy has also spent time in the loan department and as a teller supervisor.  

03 Citizens First Bank